Commercial Real Estate Financing

We offer commercial real estate loans in two broad categories. The first is a "stated income, stated asset" loan sometimes refered to as a "no doc" loan. The second is a conventional type requiring the usual income documentation.

Stated Income Loan

Our stated income commercial mortgage is ideal for the self employed who may have difficulty proving income. Several loan programs are available, some allowing credit scores in the 500's. Here are some general features of the various programs:

1) stated income, stated asset
2) lending in the names of corporations, trusts, and LLC's
3) up to 90% financing with seller held second mortgage
4) cash out
5) loans to $3,000,000
6) up to 30 years to repay

Conventional Commercial Mortgages

These loans require two to three years of income documentation. Some of the other documentation that will be needed are:

1) loan application
2) income and expense statements for the subject property
3) rent rolls
4) property photo

The following are some of the types of properties that we lend on: apartments, office space, warehouse, shopping centers, and retail space.

Commercial Real Estate Loan Knowledge Base

Below you will find links to a variety of information designed to help
you understand commercial mortgages and feel more comfortable
with the process:

Commercial Articles

By filling out the following brief contact form you can initiate a conversation with a loan officer who can help you find the best possible loan for your individual needs.

Contact Information

Name:

Home Phone:

Work Phone:

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Property Information

Street Address:

City: State: Zip:

Property Value:

Property Use:

Number of Units:

Loan Information

Loan Amount:

Gross Annual Income Potential of Property:

Annual Property Expenses:

Net Operating Income:

How would you describe your credit:

Have you had a bankruptcy or foreclosure in the last 7 years:

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