Peachstate Financial Services arranges church loans as its primary source of business.

Church construction projects, church purchases, and church refinance make up 90-95% of our business.

We understand the special needs of churches when it comes to Christian lending.

At Peachstate we offer both of the basic types of church loans:

1) conventional and 2) bond programs.

Our conventional programs offer financing for up to 30 years unlike the 20 or 25 year financing offered by most. There is typically no prepayment penalty meaning the church can refinance or pay off early without incurring any penalties. Personal guarentees from individual members are not required.

Our church bond program offers all the above features and, in addition, the interest rate and payment are fixed for the life of the loan. This enables the church to plan it's ministry expenses far into the future. Church bond programs work similarly to the way a city sells bonds to build a new football staduim. The church loan is funded through the sale of church bonds. We take all the responsibility for selling the bonds.The church has to sell none.

We would be happy to consider your church financing needs. Please call us on the phone number shown below.

Below you will find links to several extremely informative articles on funding for church
facilities. They were written by Russ Priddy who holds a business management degree
from Marshall University and a master of divinity degree from Midwest Baptist Theological
Seminary. Hope you enjoy!

Why Pastors Leave After Church Building Programs
Fundraising on Firm Ground
Building Programs 101-The 10 most common mistakes church leaders make
Denied! Why churches fail to get the financing they need
8 Principles to Help You Guide Your People Through a Building Campaign
Are You Really Ready to Build?
A Run for Your Money
Church Bonds

        Contact Us

          Joe Roberts
               Peachstate Financial Services
          770-886-7585
              joeroberts516@comcast.net